Clear Payments, Inc. is a Remote Deposit Capture specialist, offering proprietary check payment processing solutions to financial institutions, business, governmental and software integrators. Clear Payments, Inc.’s was founded in 2004 with the aim of providing a distribution based model for a new technology called Remote Deposit Capture. Since that time, the company has continually provided advancements to the industry as a whole, but primarily earned a reputation for its ability to deliver RDC to every level of the remote capture world.

Our resume displays an array of clients that represent a our ability to solve corporate, distribution and integrated RDC opportunities. As we continue to invest human and financial capital into our technology and company, our vision to reach every business that deposits checks. The private banking client, the field service representative, the small bank deposit customer can now take advantage of the same technology our larger check volume churches, insurance companies and utility clients enjoy. RDC is no longer for the chosen few. We continue to develop solutions that push the user window deeper into the market and now consider our “Mass Market” agenda well underway. Thank you for your interest in Clear Payments, Inc. and we look forward to sharing more about our unique electronic check deposit solutions.

Randy Simoneaux, building on his prior experience with business ventures in the electronic payment industry, founded Clear Payments, Inc. in 2005. In 1993, Randy co-founded and directed TASQ Technology, Inc. to become the largest and most recognized electronic payment industry provider of its kind. TASQ, a logistics and information management outsourcing company, experienced extraordinary growth, and captured in excess of 50% of the industry between 1993 and 2000 when it was acquired by First Data Corporation. It continues to be the primary support platform in the electronic transaction industry today.

Randy has remained active in the electronic transaction industry as an investor in such companies as iPayment, Inc. and Verus Financial Management. He is also an equity partner in iTeam Companies, the technology, processing and clearing alliance that Clear Payments, Inc. represents as a Master Distributor.

Matt joined Clear Payments, Inc. in January 2005 as an Executive Vice President and Director of Sales and Strategic Development. He most recently served as Vice President and Manager of the Private Banking group with Fifth Third Bank. His professional career began in Nashville with Deloitte & Touche, LLP where he practiced public accounting, specializing in corporate and individual tax planning and compliance. After departing public accounting, Matt worked in compliance and mergers and acquisitions for HCA – The Healthcare Corporation of America. His banking experienced began with First American National Bank and AmSouth Bank where he served as a relationship manager in the automotive and commercial middle market sector.

Matt is from Knoxville, Tennessee and graduated from The University of Tennessee with a Bachelor of Science in Accounting and a Masters of Accountancy with a specialization in Taxation. He currently sits on the Development Board for The Frist Center for the Visual Arts, the Associate Board of The Nashville Symphony, the Executive Board of The Green Hills YMCA and is a licensed CPA and a member of the Tennessee Society of Certified Public Accountants and the American Institute of Certified Public Accountants. His understanding of Bank products along with his accounting and sales related background make him a valuable asset to our customer base.

Will brings 25 years of experience in public and private accounting and specific industry experience in electronic payments. He has served as CFO for various payment-related companies, including TASQ Technology, where his responsibilities included managing a vast array of payments and streamlining receivables processing for over 1,500,000 customers. He has provided the same valued service to a variety of industries including industrial supply and distribution, software development, educational products, and credit card processing. He most recently was under contract by an international publicly-traded company in directing its compliance effort with “The US Public Company Accounting Reform and Investor Protection Act of 2002” (Sarbanes-Oxley.) There, he created auditable business processes, improved financial transparency, and created strong internal operational controls.

In recognizing the value and need for the Clear Payments, Inc. solution by a wide range of businesses, Will joined the company to identify specific enhancement opportunities within organizations and to create a path of execution for those opportunities in an economically feasible manner. He assists small business owners in understanding how the iStream Deposit product streamlines the deposit process and generates significant labor savings. He assists larger clients in identifying solutions that enhance the depository process by automating base depository process flows, cash concentration, availability, and porting of data to solve back office requirements for multi-location and geographically-diverse depository environments. He additionally oversees integration with software developers in niche industries offering them opportunities to expand their system’s functionality to include "presentment services." These services benefit the end-user and are designed to yield profitable recurring revenue streams for the developers. Lastly, Mr. Simoneaux assists community banks in identifying the value of using Clear Payments, Inc.’s turnkey solution as a back office solution for the community bank’s business customers.

Mr. Perera joined CPI in 2008 with qualifications and experience that lent well to the company’s software development and IT strategies. He completed a Master of Science degree in Computer Science from Maharishi University of Management and a Bachelor of Science in Computer Engineering from International Computer Management, Nawalapitiya, Sri Lanka.

Mr. Perera has been affiliated primarily in high volume transaction processing within the healthcare industry with TIME EMR/PM (EMR) and Practice Management system (PMS) as Chief Technology Officer developing an integrated medical information system built on Delphi. As Director of Application Development for MyLifeWatch and LWConnect Portal, a personalized health and wellness Web portal for individuals performing health risk assessment.

His extensive resume includes 6 years of a variety of .Net, ASP, Net and webservices, 2 years Java, Shell Scripting and SML, 6years data base design and development, and 9 years of Delphi. He also is proficient in SQL Server, Client Server Development supported by 3 years of Framework Architecture, Design Patterns Development, Business Process Modeling Software and Portal Development Aquilogic.

His addition has been instrumental in accomplishing the company’s integration of various levels of ECD applications into a single platform environment as well as redesign of the company’s database structure and Server Configurations that will allow rapid growth and scalability.